55家网贷撸出18万买房,一本万利现金贷的赚钱术

最近网上现金贷这个词有点火。

趣店10月18号晚上登陆纽交所,上市股价暴涨40%,拟筹资9亿美元,趣店市值高达79亿美元,也成为了今年中国公司在美的最大IPO,这些自带热点的话题讲趣店这家互联网金融公司意识推到风口上。

55家网贷撸出18万买房,一本万利现金贷的赚钱术

再加上作为曾经名声不好的“趣分期”校园贷以及趣店CEO罗敏接受采访时的雷人语录也让这家刚刚在美上市的企业处于浪尖之上。

被众多自媒体和互联网大佬集体质疑:

“趣店上市股价暴涨逾40%,这是巅峰的开始还是结束?”

“揭开趣店上市的万圣节面具”

“趣店上市背后:现金贷换汤不换药,监管大棒就在不远处,”

“你愿意接受趣店CEO罗敏的捐助吗?”(摘自各自媒体)

质疑声此起彼伏,质疑其“商业上不牢靠,道德上不体面”。

所有的群而攻之全部来源于趣店罗敏接受采访说的一段话:

公众号卢泓言:你们有没有蓄意教唆人,在换不起钱的时候去向亲人朋友们借,去其他平台借钱,来还你们的钱。

罗敏:没有。凡是过期不还的,我们这里就是坏账,我们的坏账,一律不会催促他们来还钱。电话都不会打给他们。你不还钱,就算了,当做福利送给你了,就这样。

 

就是这句让人无法理解其商业逻辑的话让人开启了群嘲模式。

小编只想说一句,趣店公关部急需人才,趣分期的原罪积累自己心里没点X数吗?

 

无独有偶。

趁着趣店的热点,这几天又有一个事情被刷爆自媒体。

事情来源:最近知乎上面有有一个帖子火了起来,有个大学生提问,欠了两三万网贷还不起怎么办?

下面有一个匿名回复令人大跌眼镜,亲述自己是怎么撸了55家网贷平台,而且所有的都没有还,一共有18万多,然后在当地买房付了首付。而且自己跟家里人商量,决定所有的贷款都不还了,亲朋好友没有一个嘲笑的,而且还夸自己有本事,都支持自己不还,凭自己本事贷的款干嘛要还,很多亲朋好友和村子里面的人都请教自己如何在各个网贷平台中贷款,自己就每贷一笔款收手续费,如今在家里面不工作天天帮亲戚朋友和村里人撸小贷,指导他们不还款,自己收取两个点作为酬劳,村里面现在逾期小贷的人有500多人。

 

额~~~~

小编对于这个也是无fuck说啊,有点把无知当炫耀的意味。

其实自己的征信和诚信远远是不止这18万的,告诫大家不要因小失大,用这种方式来赚钱。

其实上面这个案例中已经暗藏着一个项目,完全是不需要牺牲掉自己的征信和前途来挣这十八万。

“帮别人去各个小贷平台撸网贷,然后自己收取两个点作为酬劳。”

大家看出来了吗?这就是一个一本万利无成本的暴利项目,上文中两个点其实是很少的,市面上手续费的价格在10%—15%之间,甚至高达20%。

废话不多说,进入项目环节。

帮助别人贷款,tao现,收取手续费

项目简介

整理网贷口子,针对不同的人群包装分身,最终以贷出钱为目的,然后收取相对应的手续费,同理还有帮助别人办大额信用卡、提额、tao现等等业务,都是可以收取相应手续费的。

 

项目分析:

  • 这几年什么行业发展最火,互金行业无疑是一匹黑马,其中又以P2P小额贷款为主的细枝无疑是热钱涌进的行业,互联网上几乎每天都有新的平台诞生,每天各种信息流广告、视频广告等等都霸占着我们的日常生活。

这就从侧面上反应,当今的社会有多么的缺钱,尤其是以年轻人为代表的消费主力,贷了三千想贷五千,信用卡办了一张一万额度的就像办一张五万额度的,手上各种POS机和境外机混合刷,支付宝花呗、京东白条、苏宁任意付到处找人tao现。

  • 每天互联网上诞生那么多的贷款公司,不是所有缺钱的人都知道有这么一个平台,而且即使知道了这么个平台,也不知道能不能下款,下款下一千跟一万是有很大差别的,这里就存在着如何贷、如何包装自己的身份,如此一来存在着信息不对称和技术不对称,所有的不对称都是存在赚钱的机会。

 

项目具体操作:

项目操作大概就是两步:学习项目+引流客户

一、学习项目这块主要是两步,一是找到网贷口子,二是下款技巧。

1、网贷口子就是一个互联网信息获取的过程,你花多少时间决定你能获取到多少口子信息,你在什么渠道获取决定你获取的口子质量。

各种财经网站、财经自媒体领域的文章,以及各种信息流渠道获取到的信息,都是需要花长时间的去关注,而且还要亲自测试然后整理出能下款、容易下款的平台。这种方法优势就是免费,劣势就是太耗时间,而且质量参差不齐。

如果想质量好就必须找对方向或者付费。

找对方向就是花更少的时间办更多的事情,那当然是各种老司机去帮你做测试,看平台的优质性、下款是否容易,额度是都高,那么去哪里呢,当然是各种小额贷款交流论坛和各种小额贷款QQ群,里面各种老司机交流的平台筛选出来,无疑是让你省去不少时间,而且还可以装作小白去多问,多想。

 

付费的方式就很容易,直接找到同行或者相关付费群,里面只要是有口子都是放出来,直接拿来用岂不是美滋滋。

  • 下款技巧,总是包装身份的教程,例如公司、工作年限、年收入、通讯录等等注意方面,付费教程免费教程网上都有,用心找或者用钱买。

二、引流客户

1、上面讲到去相关小额贷款的论坛和QQ群等等网贷资源集聚的渠道,不仅仅是学习技术的地方,也是引流的好地方,只要手握本领,懂得东西多,在群里面看到别人问问题,直接@他私聊,用你的技术征服他,想要得到更多的钱当然是选择付费,这样的粉丝质量是很高的,成交率也是杠杠的。

2、引流当然是少不了自媒体了,例如今日头条里面的悟空问答相关网贷、信用卡等等问题都可以晒出你丰富的知识,然后用小号索要联系方式,大号就潇洒的留下联系方式走人等流量,有关于头条上面的各种引流文章之前都有写,这里就不多讲了。

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